Fiscal.ai
Institutional-grade equity data with an AI research copilot
Overview
Financial-data terminal (formerly FinChat) with 10+ years of fundamentals, KPIs, transcripts and analyst estimates on 100,000+ public companies, plus a conversational AI copilot and a developer data API — built for retail investors and analysts.
Pricing
Pricing shown for reference only. These figures reflect RECATOOLS research as of 3 Sep 2026 and may be out of date or incomplete. This is not financial or purchasing advice — always confirm the current price on the provider’s official website before making any decision.
- 10yr annual financials
- 2yr of KPIs
- 1 dashboard
- AI Copilot (basic)
- Full history and KPIs
- Analyst estimates
- Model exports
- AI Copilot
- Maximum data depth
- Advanced exports
- Priority features
- Data API
- Custom limits
- Sales-led pricing
What you can produce with Fiscal.ai
- 10+ years of financial statements, custom KPIs and segment data
- Coverage of 100,000+ global public companies (S&P Market Intelligence)
- AI Copilot benchmarked 2-4x general LLMs on FinanceBench
- Earnings-call transcripts and analyst estimates in one view
- Exportable models to Excel and Google Sheets
- Developer Data API (free trial: 25 companies, 250 calls/day)
- MCP integration plus official ChatGPT and Codex app (2026)
Fiscal.ai is what FinChat became after its mid-2025 Series A rebrand: a lightweight terminal that pairs S&P Market Intelligence data on 100,000+ global companies with a chat interface tuned for finance questions. Its edge is depth most retail tools skip — custom KPIs, 10+ years of history, segment breakdowns and earnings transcripts in one screen, with a Copilot that scores well on FinanceBench. For an investor who wants Bloomberg-adjacent fundamentals without the Bloomberg bill, the Pro tier is a fair deal, and the developer Data API plus June-2026 ChatGPT/Codex app make it unusually integration-friendly. Two things to watch: the AI summaries occasionally fumble accounting nuance and one-time items, so verify numbers against filings, and coverage and conversational accuracy skew toward US-listed names — check depth for SGX, Bursa or IDX tickers first. A capable, well-priced research tool, not investment advice.
What people say
Reviewers who came over from FinChat mostly kept their affection through the rebrand. The recurring praise is data breadth: custom KPIs and segment-level detail that most consumer stock tools simply don't carry, a clean summary page that surfaces key metrics fast, 10+ years of history with graphing, and analyst estimates and projections sitting alongside the reported numbers rather than in a separate product. Several writeups call it their default first stop for researching a company.
The AI Copilot draws a more split verdict. Fiscal.ai cites internal testing where it scores 2-4x higher than general-purpose LLMs on FinanceBench, and users like being able to ask a question in plain English and get a sourced answer pulled from filings. But independent reviews are consistent on the caveat: the AI can misread accounting nuance or treat one-time items as recurring, so the standard advice is to trust it for navigation and speed, not as the final word — cross-check anything that matters against the primary filing.
Pricing lands as the platform's quiet strength. The free tier is genuinely usable for casual research (reverting after a trial to 10 years of annual financials, 2 years of KPIs and one dashboard), Pro at $49/month monthly (about $39 billed annually) is where most serious retail investors sit, and Max at $99/month unlocks the deepest history and exports. The developer Data API gets its own following, with a free trial covering 25 companies and 250 calls a day before custom enterprise pricing kicks in.
The knocks are the predictable ones. Coverage and conversational quality are strongest for US equities, so non-US and smaller-cap names can feel thinner. API and enterprise pricing is sales-led and opaque. And a handful of Trustpilot notes flag the usual SaaS billing friction. The June-2026 launch as an official app inside ChatGPT and OpenAI's Codex was the headline update of the year and pulled in a wave of new users who'd rather query the data from a chat window than log into another dashboard.
Summary of public user & expert reviews, compiled by RECATOOLS.
About this listing
This entry was compiled from publicly available data including Fiscal.ai's official website, press releases, documentation, and reputable third-party publications. RECATOOLS is not affiliated with Fiscal.ai unless explicitly stated.
Third-party AI tools update their pricing, features, availability, and policies frequently. Information here may be outdated by the time you read this — we make reasonable efforts to keep listings current, but cannot guarantee absolute accuracy.
For the latest details, please refer to Fiscal.ai directly →
Spotted something out of date? Suggest an update →
More in Business & Finance
