Finance

The FIRE Number: The 25x Rule Neither Founding Paper Contains (2026)

25x appears in neither Bengen 1994 nor the Trinity study — it is 1 ÷ 4%. What the papers really tested, MMM's actual assumptions, and how CPF and EPF size "enough" differently.

22 Jul 2026 · 15 min read

Finance

The 4% Rule: Where Retirement's Most Famous Number Comes From (2026)

What Bengen 1994 and the Trinity study actually tested, how the 4% rule gets misused, and why CPF LIFE and EPF change the maths in SG and MY.

22 Jul 2026 · 13 min read

AI & ML

AWS Commits $1 Billion to Embedded AI Engineers as the Enterprise Fight Shifts to Deployment

AWS has committed US$1 billion to a Forward Deployed Engineering organisation that embeds its engineers inside customer teams, following private-equity-backed deployment ventures from OpenAI and Anthropic. The enterprise-AI contest is moving from who has the best model to who can put it to work.

21 Jul 2026 · 6 min read

Finance

How to Pick a Personal-Finance Calculator You Can Trust (2026)

A calculator is only as good as its tables and assumptions. The five failure modes to spot, plus a 60-second check to run before you trust any answer.

14 Jul 2026 · 9 min read

Finance

Klarna Applies to Become a US Bank — Not Act Like One — With a Utah Charter Bid

Klarna filed on 6 July for a Utah industrial bank charter to bring its US banking in-house and reduce its reliance on partner banks. It is an application, not an approval — and the charter route it chose is politically contested.

11 Jul 2026 · 6 min read

AI & ML

Beijing Weighs Letting Its AI Champions Buy the H200 — a Chip It Spent a Year Keeping Out

China is reportedly weighing limited H200 purchases for Alibaba, ByteDance and DeepSeek — a partial reversal of its own curbs. The move, if confirmed, would expose how both Washington and Beijing are managing a dependence neither fully controls.

11 Jul 2026 · 8 min read

ASEAN Tech

MAS Is Building an Institute to End the Pilot Era — Singapore's Bet That the Hard Part of Fintech Is Deployment

MAS announced on 25 June it will establish a Future of Finance Institute to move AI and tokenisation from experiments to production. It consolidates a decade of pilots — and stakes Singapore's fintech edge on execution, not novelty.

11 Jul 2026 · 6 min read

ASEAN Tech

Igloo Buys Eazy Digital in Its Second Thailand Move in a Year — a Bet on Insurtech Consolidation

Singapore insurtech Igloo has acquired Eazy Digital, a Singapore-headquartered insurtech with operations across Thailand and Asia, for an undisclosed sum, the company announced on 30 June 2026. The deal — Igloo's second Thailand transaction in twelve months — folds Eazy's agent-management platform and Thailand team into Igloo, with founder Harprem Doowa becoming Country Head of Igloo Thailand. It is a bet on Thailand's insurance-reform push and its large protection gap, and part of a broader consolidation as Southeast Asia's insurtechs buy capability and local presence to build regional insurance platforms — though Igloo is expanding while still loss-making.

9 Jul 2026 · 7 min read

Finance

Honeywell Spin-off Solstice to Buy Element Solutions for $14.5B, Betting on the Materials Layer of the AI Boom

Solstice Advanced Materials, the specialty-chemicals business spun off from Honeywell in October 2025, has agreed to acquire Element Solutions in a cash-and-stock deal valued at about $14.5 billion including net debt, the two companies announced on 6 July 2026. The combination is aimed at the AI-driven boom in demand for semiconductor and data-centre chemicals — the cooling and thermal-management materials and advanced electronic materials that sit beneath the AI hardware build-out. Element shareholders would receive $10.00 in cash plus 0.500 Solstice shares per share (an implied ~$50.10, about a 15% premium) and end up owning roughly 44% of the combined company; the deal is expected to close in the first half of 2027. Solstice shares fell sharply on the news.

8 Jul 2026 · 8 min read

ASEAN Tech

MAS Opens an AI-Themed 2026 Global FinTech Hackcelerator and SFF Excellence Awards

On 29 June 2026, the Monetary Authority of Singapore opened applications for the 2026 Global FinTech Hackcelerator and the Singapore FinTech Festival FinTech Excellence Awards, both closing 14 August. This year's edition is built around AI, with three AI-in-finance problem statements and a thematic Artificial Intelligence Champion award category.

2 Jul 2026 · 6 min read