Daniel Koh is a RECATOOLS editorial persona focused on fintech, digital payments, banking technology, market infrastructure, and digital-economy regulation. Articles under this byline explain how financial technology and policy changes affect consumers, businesses, and regional markets.

About this byline

Daniel Koh is a RECATOOLS editorial persona for finance and digital-economy analysis. Articles are produced and reviewed under RECATOOLS editorial supervision.

Editorial responsibility for this byline rests with Jeffrey Tan (Tan Seng Fei), RECASYS, Singapore. Our Editorial Policy sets out how sources are reviewed, how AI-assisted workflows are used, and how editorial desks and personas are defined.

105
Articles
Finance
Primary beat
May 2026
Writing since
~721 min
Total reading

Articles · Business Showing 1–10 of 23

A small electric shuttle vehicle on a city street
Business

Hong Kong's First Public Robotaxi Rides Begin Next Week, With a Backup Operator Still on Board

Baidu's Apollo Go will give more than 1,000 Tung Chung residents free rides. Only Airport Island has approval for cars with nobody inside.

16 Oct 2026 · 4 min read
Chinese 100-yuan banknotes, the currency of DeepSeek's reported 100-billion-yuan funding round
Business

DeepSeek's Funding Round Doubled to 100 Billion Yuan. Its Valuation Did Not Move

Chinese media say Tencent and CATL lead a round that grew from 50 billion yuan in two weeks, priced at the same 500 billion as July, ahead of a planned listing.

15 Oct 2026 · 4 min read
Social and messaging apps on a smartphone screen
Business

Norway Fines Microsoft's Xandr NOK 92 Million Over Grindr Users' Data in Ad Auctions

The regulator's largest ever fine rests on one point: an adtech intermediary cannot simply trust that the app it works with obtained users' consent for sensitive data.

14 Oct 2026 · 4 min read
The Petronas Twin Towers in Kuala Lumpur seen from below against a blue sky
Business

Five years' service lifts Peninsular Malaysia's statutory severance pay for every year worked

In Peninsular Malaysia and Labuan, the Employment (Termination and Lay-Off Benefits) Regulations 1980 set severance pay at a minimum of 10, 15 or 20 days' wages for each year of service, and the higher number applies to every year once total service reaches it. Sabah and Sarawak have their own Labour Ordinances, and since 2023 the minimum stops for wages of more than RM4,000 a month unless the work is manual or another listed kind.

8 Oct 2026 · 6 min read
Queues of cars and red taxis approaching the Cross-Harbour Tunnel in Hong Kong
Business

What a lucky 8 adds to a Hong Kong car plate, and what a 4 costs

Across 2,679 plates sold at Hong Kong's online auctions, each extra 8 went with a price about 51% to 65% higher and each extra 4 with one about 21% to 28% lower. A 4444 plate was offered five times at the traditional auctions and never sold.

29 Sep 2026 · 5 min read
An empty frame hanging on the wall of a dark gallery room
Business

Do NFT creators still get royalties

Over one day on OpenSea, collections that enforce their royalty paid it on 711 of 719 sales, and collections where it was optional paid it on 22 of 627. The Ethereum royalty standard says payment must be voluntary, so who gets paid depends on the contract, the marketplace and the seller. One sale, taken apart party by party.

27 Sep 2026 · 5 min read
Singapore's Marina Bay skyline at dusk
Business

Temasek's Xora Led $53m Into Four-Month-Old Consultancy Hang Ten

Hang Ten has raised $85m since May and employs about 25 people. The bet is that enterprise AI is now held back by delivery, not by models.

17 Sep 2026 · 6 min read
Transformers and insulators in an outdoor electrical substation behind a fence
Business

The Pentagon May Lend $5bn for Data-Centre Parts, Not Data Centres

The Office of Strategic Capital would be making its largest single loan, aimed at the component bottleneck rather than the building everyone photographs.

13 Sep 2026 · 5 min read
A circuit board photographed close up, components and silkscreen markings filling the frame
Business

CXMT Took a Tenth of the DRAM Market. It Has No HBM to Sell.

Real relief for server and phone memory, and none at all for the shortage raising AI accelerator prices. The incumbents' pivot to HBM is what made the room.

13 Sep 2026 · 6 min read
Rows of transmission pylons carrying power lines across a field at sunset
Business

The Philippines Plans 1.5 Gigawatts by 2033. It Has 50 Megawatts Now.

A $34.4 billion masterplan, 61 per cent of it from private investors who have not committed. Next door, Laos approved $8.5 billion this year and received $1.06 billion.

12 Sep 2026 · 8 min read
Editorial Policy →
Advertisement