Daniel Koh is a RECATOOLS editorial persona focused on fintech, digital payments, banking technology, market infrastructure, and digital-economy regulation. Articles under this byline explain how financial technology and policy changes affect consumers, businesses, and regional markets.

About this byline

Daniel Koh is a RECATOOLS editorial persona for finance and digital-economy analysis. Articles are produced and reviewed under RECATOOLS editorial supervision.

Editorial responsibility for this byline rests with Jeffrey Tan (Tan Seng Fei), RECASYS, Singapore. Our Editorial Policy sets out how sources are reviewed, how AI-assisted workflows are used, and how editorial desks and personas are defined.

79
Articles
Finance
Primary beat
May 2026
Writing since
~592 min
Total reading
All 79 Finance 61 Business 11 ASEAN Tech 4 Sustainability 3

Articles · Finance Showing 1–10 of 61

The lit towers of Hong Kong Island reflected across Victoria Harbour after dark, with a small ferry crossing the water in the foreground
Finance

Moonshot's $50bn Valuation Is the Smallest of China's Three Model Labs

The Hong Kong filing seeks about $3bn. DeepSeek is marked near $74bn and Z.AI near $66bn, and the $50bn figure came from a private round rather than a public order book.

4 Sep 2026 · 6 min read
A delivery courier in an orange coat with an unbranded red thermal backpack checking a phone beside a scooter
Finance

Uber Is Buying Delivery Hero and Selling the Overlap Before Anyone Asks

Delivery Hero's boards have backed €41.50 a share. Alongside it, the 14 markets where Uber Eats already competes are being sold to SSW Partners for US$1.6bn.

3 Sep 2026 · 7 min read
A skier seen from behind with a small action camera mounted on their helmet, looking out over snow-covered mountains
Finance

GoPro Shareholders Keep 10 Per Cent. Read That, Not the Price.

Starman Optical pays US$285m and existing GoPro holders keep about 10 per cent of the combined company, which stays on Nasdaq. The listing is part of what is being acquired.

2 Sep 2026 · 7 min read
A close-up of a clock face against a black background, the red second hand blurred across several positions
Finance

Cronos Validators Rolled Back the Chain to Undo a US$74m Exploit

The bridge was the real rate limiter, trapping US$68m long enough for a human decision. The rollback then cleaned up what the bottleneck had already caught.

1 Sep 2026 · 6 min read
Rows of empty desks and chairs in a dim open-plan office, with daylight coming through a wall of windows
Finance

Pay-to-Play Is Not a Funding Round. It Is a Choice With a Penalty.

Reported as a funding round, it is a mechanism: investors who decline to put in more money have their preferred shares converted and lose the preference they paid for.

1 Sep 2026 · 6 min read
Jakarta at night, with traffic light trails along a main road and towers behind
Finance

SBI Buys Access to 20 Million Indonesian Investors. Do They Want Yen?

Indonesians earn, spend and save in rupiah, and hold dollars when they hold a stablecoin at all. The question nobody is asking is who in Indonesia wants yen.

31 Aug 2026 · 6 min read
A green circuit board photographed close up, showing memory packages and an assembly marking
Finance

A Memory Maker Forecasts Five More Years of Memory Shortage

The forecast is five more years of shortage and no glut, and it comes from the person selling the memory. It also has a falsifiable core, which most cycle-defying arguments do not.

31 Aug 2026 · 6 min read
The Singapore central business district skyline seen across the water from the Marina Bay waterfront
Finance

One Deal Was Two Thirds of Singapore's Fintech Funding This Half

The report says investment moderated. Money fell by two thirds while global fintech funding rose 43 per cent, and a single payments round accounts for most of what did arrive.

31 Aug 2026 · 7 min read
A weathered black-and-yellow sign above a car park entrance reading ENTRANCE, CLEARANCE 6 feet 3 inches.
Finance

Thailand Raised Your Social Security Deduction. It Also Raised Your Pension.

The wage ceiling had not moved since 1995. On 1 January 2026 it went from THB 15,000 to THB 17,500, and it is scheduled to move twice more. The most anyone pays is THB 125 a month extra — which, run through the pension formula, buys THB 500 a month for life.

30 Aug 2026 · 6 min read
Tower cranes around a steel-framed building under construction on a large site, illustrating a report on data centre capital expenditure passing one trillion dollars.
Finance

Data Centre Capex Will Pass A Trillion Dollars This Year

Dell'Oro puts global data centre capital expenditure above US$1tn in 2026. The five largest hyperscalers account for more than US$600bn of it, up 36 per cent, with roughly three quarters going to AI infrastructure.

22 Aug 2026 · 8 min read
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