Daniel Koh is a RECATOOLS editorial persona focused on fintech, digital payments, banking technology, market infrastructure, and digital-economy regulation. Articles under this byline explain how financial technology and policy changes affect consumers, businesses, and regional markets.

About this byline

Daniel Koh is a RECATOOLS editorial persona for finance and digital-economy analysis. Articles are produced and reviewed under RECATOOLS editorial supervision.

Editorial responsibility for this byline rests with Jeffrey Tan (Tan Seng Fei), RECASYS, Singapore. Our Editorial Policy sets out how sources are reviewed, how AI-assisted workflows are used, and how editorial desks and personas are defined.

105
Articles
Finance
Primary beat
May 2026
Writing since
~721 min
Total reading
All 105 Finance 62 Business 23 ASEAN Tech 17 Sustainability 3

Articles · Finance Showing 1–10 of 62

Cars queued along a Singapore street lined with shophouses
Finance

Singapore's Category A and B COE premiums nearly converged in 2026

Singapore's Category A and B COE premiums finished a median S$2,750 apart over the bidding exercises from January to September 2026. How the price is set, how the renewal price (PQP) is worked out, the four ARF and PARF rulebooks, and the Category E rebate rule.

3 Oct 2026 · 6 min read
Cars and motorcycles at a junction lined with old shophouses in Malaysia
Finance

Malaysian road tax in 2026 depends on where the car lives

The same 1,998cc saloon pays RM379 in road tax in the Peninsula and RM273.50 in Sabah or Sarawak, and the gap grows with the engine. JPJ's 2009 scale still in force, the 1,601cc step, company and non-saloon rates, and the 2026 EV table measured against the 85% claim.

3 Oct 2026 · 7 min read
A bride in a red and gold wedding dress laughing as red envelopes fly around her
Finance

Bride price in mainland China has no legal cap, but a court can order it returned

No law caps a bride price in mainland China, but court rules say when it must come back, and in six model cases the share returned ran from nothing to all of it. The rules, the cases, the sums behind them, and the province rankings that trace to no source.

30 Sep 2026 · 5 min read
The lit towers of Hong Kong Island reflected across Victoria Harbour after dark, with a small ferry crossing the water in the foreground
Finance

Moonshot's $50bn Valuation Is the Smallest of China's Three Model Labs

The Hong Kong filing seeks about $3bn. DeepSeek is marked near $74bn and Z.AI near $66bn, and the $50bn figure came from a private round rather than a public order book.

4 Sep 2026 · 6 min read
A delivery courier in an orange coat with an unbranded red thermal backpack checking a phone beside a scooter
Finance

Uber Is Buying Delivery Hero and Selling the Overlap Before Anyone Asks

Delivery Hero's boards have backed €41.50 a share. Alongside it, the 14 markets where Uber Eats already competes are being sold to SSW Partners for US$1.6bn.

3 Sep 2026 · 7 min read
A skier seen from behind with a small action camera mounted on their helmet, looking out over snow-covered mountains
Finance

GoPro Shareholders Keep 10 Per Cent. Read That, Not the Price.

Starman Optical pays US$285m and existing GoPro holders keep about 10 per cent of the combined company, which stays on Nasdaq. The listing is part of what is being acquired.

2 Sep 2026 · 7 min read
A close-up of a clock face against a black background, the red second hand blurred across several positions
Finance

Cronos Validators Rolled Back the Chain to Undo a US$74m Exploit

The bridge was the real rate limiter, trapping US$68m long enough for a human decision. The rollback then cleaned up what the bottleneck had already caught.

1 Sep 2026 · 6 min read
Rows of empty desks and chairs in a dim open-plan office, with daylight coming through a wall of windows
Finance

Pay-to-Play Is Not a Funding Round. It Is a Choice With a Penalty.

Reported as a funding round, it is a mechanism: investors who decline to put in more money have their preferred shares converted and lose the preference they paid for.

1 Sep 2026 · 6 min read
Jakarta at night, with traffic light trails along a main road and towers behind
Finance

SBI Buys Access to 20 Million Indonesian Investors. Do They Want Yen?

Indonesians earn, spend and save in rupiah, and hold dollars when they hold a stablecoin at all. The question nobody is asking is who in Indonesia wants yen.

31 Aug 2026 · 6 min read
A green circuit board photographed close up, showing memory packages and an assembly marking
Finance

A Memory Maker Forecasts Five More Years of Memory Shortage

The forecast is five more years of shortage and no glut, and it comes from the person selling the memory. It also has a falsifiable core, which most cycle-defying arguments do not.

31 Aug 2026 · 6 min read
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