Singapore Stamp Duty Calculator (BSD · ABSD · SSD)

ABSD FINANCE PROPERTY SINGAPORE STAMP DUTY

简繁 BM EN

About this tool

Buyer's, Additional Buyer's and Seller's Stamp Duty in one tool

Calculate Singapore stamp duty: BSD bands, ABSD by profile (SC/PR/foreigner) and SSD with the dual 2025 schedule. Free, in-browser.

RT-FIN-266 · Finance & Money · Reviewed Jun 2026

Calculate Singapore property stamp duties in one place: banded Buyer's Stamp Duty, ABSD by buyer profile and property count, and Seller's Stamp Duty with the dual post-July-2025 schedule. Everything runs in your browser.

Price / market value (higher)

Property type

Buyer profile

Residential properties already owned

📅 Research current as of 11 Jun 2026 · Sources: IRAS BSD schedule (15 Feb 2023), ABSD matrix (27 Apr 2023), SSD dual schedule (4 Jul 2025 measure). Duties on higher of price/value, rounded down. 6-month review — cooling measures change rates overnight.

Rates, regulations, and lender practices change frequently — verify current figures with your provider or licensed advisor before acting.

Buyer's Stamp Duty (BSD)

—

ABSD (—)

—

Total purchase duty

—

Seller's Stamp Duty (optional)

Purchase date

Sale date

⚠ Estimates only — not legal or tax advice. Rates as at 2026-06-11; cooling measures can change them overnight. IRAS's computation prevails — verify at iras.gov.sg.

How Singapore stamp duties work

Enter the property price

Type the higher of the purchase price and market value — stamp duty is computed on the higher figure, rounded down to the nearest dollar.

Pick property type and buyer profile

Residential and non-residential use different BSD bands; ABSD depends on your profile (citizen / PR / foreigner / entity) and how many residential properties you already own.

Read the buyer-side duties

Results show Buyer's Stamp Duty (BSD), Additional Buyer's Stamp Duty (ABSD) and the total purchase stamp duty instantly.

Compute SSD when needed

Fill in the purchase and sale dates. Residential property bought on or after 4 July 2025 uses the new schedule (16%/12%/8%/4% within 4 years); earlier purchases use the old one (12%/8%/4% within 3 years).

How Singapore stamp duties work

Three duties dominate Singapore property transactions. Buyer's Stamp Duty (BSD) is banded and applies to everyone: 1% on the first $180,000 rising to 6% on the residential portion above $3 million. The schedule in force dates from February 2023.

Additional Buyer's Stamp Duty (ABSD) is the cooling-measure surcharge, charged flat on the whole price by buyer profile and property count: citizens pay nothing on a first home but 20%/30% on subsequent ones; PRs start at 5%; foreigners pay 60% and entities 65% regardless of count.

Seller's Stamp Duty (SSD) discourages flipping. A July 2025 cooling measure stretched it to four years at 16%/12%/8%/4% — but only for property purchased on or after 4 July 2025; earlier purchases keep the 3-year 12%/8%/4% table. The schedule follows the purchase date, so both tables remain live until about 2029.

All duties compute on the higher of price and market value, rounded down to the nearest dollar, payable within 14 days of signing. Remissions exist for citizen couples and other special cases but are outside this calculator.

These rates change by surprise: ABSD jumped overnight in December 2021 and April 2023, SSD in July 2025. The rates here are as at the date shown — verify on iras.gov.sg before committing.

10 Facts About Singapore Stamp Duty

Buyer's Stamp Duty (BSD) is banded: 1% on the first $180,000, rising to 6% on the residential portion above $3 million (5% non-residential above $1.5 million).

The current BSD schedule has applied since 15 February 2023 and was unchanged through Budgets 2024–2026.

ABSD applies to the whole price: citizens 0% (1st), 20% (2nd), 30% (3rd+); PRs 5%/30%/35%; foreigners a flat 60%; entities 65%.

US nationals — and nationals AND PRs of Iceland, Liechtenstein, Norway and Switzerland — pay ABSD at citizen rates under free-trade agreements.

Seller's Stamp Duty (SSD) tightened sharply on 4 July 2025: newly-bought residential property sold within 4 years pays 16%/12%/8%/4%.

The SSD schedule is selected by PURCHASE date — pre-4-July-2025 purchases stay on the old table (12%/8%/4% within 3 years).

HDB flats are practically unaffected by SSD: the 5-year Minimum Occupation Period outlasts the 4-year taxable window.

For joint purchases, ABSD is charged at the higher profile of the couple (citizen couples can apply for remission on a first home).

Stamp duty is computed on the higher of price and market value, rounded down to the nearest dollar.

Singapore's property cooling measures often take effect overnight — always check the rates-as-at date on this page.

Frequently Asked Questions

$24,600: 1% on the first $180,000 ($1,800) + 2% on the next $180,000 ($3,600) + 3% on the remaining $640,000 ($19,200).
The whole price (higher of price and market value) at a single flat rate — no banding. Example: a PR buying a first $1 million home pays 5%, i.e. $50,000.
Citizens: 0% (1st), 20% (2nd), 30% (3rd+). PRs: 5%/30%/35%. Foreigners: flat 60%. Entities: 65%. US nationals and nationals/PRs of Iceland, Liechtenstein, Norway and Switzerland pay citizen rates.
For purchases on or after 4 July 2025: the taxable window stretched from 3 to 4 years and rates rose to 16%/12%/8%/4%. Earlier purchases keep the old table. This calculator picks the schedule by purchase date automatically.
Practically no — HDB flats must meet the 5-year Minimum Occupation Period before sale, which outlasts the 4-year taxable window.
At the higher profile of the two. A citizen + foreigner couple is charged at 60%; citizen couples can apply for ABSD remission on a first home. This calculator estimates for a single profile.
Within 14 days of signing the sale documents (30 days if signed overseas). Late payment attracts penalties.
ABSD follows the number of residential properties owned AT signing. Sold properties don't count; a sale not yet completed still does.
No. Spousal remission, developer arrangements and trusts are special cases — consult IRAS or your lawyer. Results are estimates for the standard case.
No. All calculations run in your browser — prices and dates are never transmitted or stored.

Important — please read.

Estimates only — not legal, tax, or financial advice, and not a substitute for IRAS's computation or your conveyancing lawyer's advice. Remissions (e.g. citizen-couple), trust and developer cases, and mixed-use apportionment are not modelled.

No affiliation. RECATOOLS is not affiliated with, endorsed by, or representing IRAS, MAS, HDB, or any government agency.

Rates as at 2026-06-11. Singapore property duties change by surprise cooling measures (ABSD: Dec 2021, Apr 2023; SSD: Jul 2025) — sometimes effective at midnight. Verify at iras.gov.sg before acting.

Computation notes: duties apply to the higher of price and market value; this calculator uses the figure you enter. Joint purchases follow the higher profile — modelled here as a single profile.

No warranty; limitation of liability. Provided "as is" without warranty of any kind. To the maximum extent permitted by law, RECATOOLS accepts no liability for any loss arising from use of this calculator.

Privacy. All calculations run locally in your browser; no prices, dates, or personal data are transmitted or stored.