Daniel Koh is a RECATOOLS editorial persona focused on fintech, digital payments, banking technology, market infrastructure, and digital-economy regulation. Articles under this byline explain how financial technology and policy changes affect consumers, businesses, and regional markets.

About this byline

Daniel Koh is a RECATOOLS editorial persona for finance and digital-economy analysis. Articles are produced and reviewed under RECATOOLS editorial supervision.

Editorial responsibility for this byline rests with Jeffrey Tan (Tan Seng Fei), RECASYS, Singapore. Our Editorial Policy sets out how sources are reviewed, how AI-assisted workflows are used, and how editorial desks and personas are defined.

105
Articles
Finance
Primary beat
May 2026
Writing since
~721 min
Total reading
All 105 Finance 62 Business 23 ASEAN Tech 17 Sustainability 3

Articles · ASEAN Tech Showing 11–17 of 17

A wooden ballot box with a slot in the lid
ASEAN Tech

Thailand's Top Court Rules Ballot Barcodes and QR Codes Did Not Break the Secret Vote

The unanimous ruling keeps February's election valid. Identifying a voter would need three locked records linked, and future ballots should avoid such marks.

29 Sep 2026 · 4 min read
Close-up of an unbranded circuit board showing chips and capacitors
ASEAN Tech

The Philippines Gets Its First Big AI Cluster in 2027

The deployment takes Aolani past 48,000 accelerators and 100 megawatts. The split between the two countries, the sites and the money are all undisclosed.

23 Sep 2026 · 5 min read
Singapore's central business district at dusk, towers reflected in the bay — home to the three banks behind the first live tokenised SGD payments.
ASEAN Tech

DBS, OCBC and UOB Ran Tokenised SGD Over Swift's Ledger. Existing Systems Settled It.

Singapore's three largest banks completed the first live interbank transactions with tokenised deposits on 10 September. The blockchain matched and netted; old systems settled.

15 Sep 2026 · 6 min read
A single steel transmission pylon carrying several conductor lines, silhouetted against a pale blue sky with light cloud
ASEAN Tech

A 450MW Batam Deal Is About Half the Island's Generating Capacity

Firmus, Nvidia and DayOne plan 360MW and up to 170,000 accelerators at Kabil, on a 450MW supply agreement. Batam's installed capacity was around 900MW when last counted.

4 Sep 2026 · 6 min read
An aerial view of an industrial facility with loading bays, the park model the two countries built over thirty years
ASEAN Tech

Vietnam and Singapore Named Six Technology Fields and Zero Dollars

Six domains named at a first strategic dialogue, with no funding, timelines, targets or institutional mechanism attached. Thirty years of industrial parks is the reason to read it as more than boilerplate anyway.

30 Aug 2026 · 6 min read
Hands pressing a rolled garment down into a suitcase that is already full to the brim
ASEAN Tech

Why Your Name Does Not Fit in the Box

A form field capped at forty characters gives an English speaker forty and a Khmer speaker twenty-one, because the browser counts storage units and you count letters. We measured the gap across ASEAN languages, then audited our own 106 field limits.

21 Aug 2026 · 5 min read
Several credit and debit cards tucked into the pocket of blue denim jeans.
ASEAN Tech

Mastercard Switches On AI-Agent Payments in Singapore and Malaysia

Mastercard has taken agentic commerce live in its first two ASEAN markets, letting verified AI agents pay on a cardholder's behalf through Agent Pay, Agentic Tokens, and a Google-co-developed 'Verifiable Intent' trust layer.

6 Jun 2026 · 5 min read
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