Retirement
Employer-match optimizer + IRS-limit-aware 401(k) growth projection.
Capture every dollar of free money
One-and-done FIRE milestone
Historical success rate by rate + allocation
Age + risk → recommended split
Employee + employer CPF by age band, ceilings, and account allocation
Financial independence target + timeline
Estimate mandatory MPF contributions — 5% each, capped
Deduct + grow + withdraw, all tax-free
Traditional vs Roth side-by-side — with side-savings credit most calculators miss.
Self-fund vs traditional vs hybrid LTC — Genworth cost survey baked in.
Calculate if you are on track for retirement — with CPF projections and ASEAN retirement planning.
IRS Uniform Lifetime Table + SECURE 2.0 ages — current-year + 10-year projection.
The tax-arbitrage decision
The 4% rule, refined. Plus the FIRE-number side-bar most beginners want.
62 vs 67 vs 70 — cumulative lifetime benefit + pairwise break-even ages.
Coast FIRE: The Retirement Number Nobody Coined (2026)
The coast number is compound interest run backwards, and nobody can say who named it. The worked math, the nom...
SA
22 Jul
The FIRE Number: The 25x Rule Neither Founding Paper Contains (2026)
25x appears in neither Bengen 1994 nor the Trinity study — it is 1 ÷ 4%. What the papers really tested, MMM's...
SA
22 Jul
The 4% Rule: Where Retirement's Most Famous Number Comes From (2026)
What Bengen 1994 and the Trinity study actually tested, how the 4% rule gets misused, and why CPF LIFE and EPF...
SA
22 Jul
EPF vs CPF: How Malaysia's and Singapore's Retirement Systems Compare (2026)
Side-by-side 2026 comparison of Malaysia's EPF and Singapore's CPF: contribution rates, ceilings, dividends vs...
DA
21 Jul
CPF Contributions Explained: Rates, Ceilings & What Changed in 2026
The 2026 CPF rate table, the $8,000 OW ceiling, the AW bonus formula, and a full worked example — plus the sen...
DA
14 Jul
Singapore CPF Investment Returns Hit 10-Year High — What Savers Need to Know in 2026
Singapore CPF investment returns hit a 10-year high in 2025. Here is what CPF members, SRS account holders, an...
RE
28 Apr