Fintool
Agentic AI equity research on SEC filings — acquired by Microsoft in April 2026
Overview
Fintool is an agentic AI equity-research assistant that reads SEC filings, earnings-call transcripts, and financial data to help analysts and investors conduct qualitative research. Its fifth-generation, fully agentic product, launched in January 2026, can autonomously run multi-step tasks such as building DCF models in Excel and drafting earnings slides. Founded in 2023 in San Francisco by Nicolas Bustamante and Edward Godfrey, Fintool was acquired by Microsoft (announced April 2026) to bring financial AI agents into its Office products.
Pricing
Pricing shown for reference only. These figures reflect RECATOOLS research as of 12 Sep 2026 and may be out of date or incomplete. This is not financial or purchasing advice — always confirm the current price on the provider’s official website before making any decision.
What you can produce with Fintool
- Read SEC filings and earnings-call transcripts through an agentic research assistant
- Generate DCF models in Excel, earnings decks in PowerPoint and research memos in Word
- Put qualitative equity research on an agent rather than an analyst's afternoon
- Expect it inside Microsoft 365: Microsoft acquired Fintool in April 2026 to embed financial agents into Excel
- Plan around that acquisition rather than around an independent vendor roadmap
- Watch for the capability arriving in Office before buying anything standalone
What this is for: Automating qualitative equity research over SEC filings, transcripts, and financial data, with agents that can build models and draft outputs.
Who this is for: Institutional investors, equity analysts, and finance teams doing filings-heavy fundamental research.
Availability: Enterprise, sales-led; acquired by Microsoft (announced April 2026) and being integrated into Microsoft's Office/financial products. Not investment advice.
What people say
Fintool's defining signal is its outcome: Microsoft announced its acquisition in April 2026 to embed financial AI agents into Excel and the wider Microsoft 365 stack — validation from the most credible possible acquirer that the product cleared a real bar. Coverage from Neowin, Pulse2 and others noted its traction among professional investors (hedge funds, asset managers and banks) and its January 2026 "V5" agentic release that autonomously builds DCF models in Excel, drafts earnings decks and writes research memos over SEC filings and transcripts.
Because it sells into institutional finance rather than a self-serve market, there is essentially no G2/Capterra/Trustpilot footprint — the review venue is practitioner and press reception, which has been positive but is not a substitute for a broad, balanced user-review body. Treat glowing coverage accordingly.
Two honest caveats stand out. First, Fintool is explicitly a research assistant, not investment advice, and agentic outputs over filings still require analyst verification — automated DCF models and summaries can carry errors that matter in a regulated workflow. Second, the acquisition clouds its independent future: existing enterprise customers face uncertainty about standalone pricing and product continuity as the technology is absorbed into Microsoft's Office and financial-services roadmap.
Summary of public user & expert reviews, compiled by RECATOOLS.
About this listing
This entry was compiled from publicly available data including Fintool's official website, press releases, documentation, and reputable third-party publications. RECATOOLS is not affiliated with Fintool unless explicitly stated.
Third-party AI tools update their pricing, features, availability, and policies frequently. Information here may be outdated by the time you read this — we make reasonable efforts to keep listings current, but cannot guarantee absolute accuracy.
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