Oracle Fusion AI Agents vs SAP Joule vs Workday Illuminate vs ServiceNow Now Assist
A side-by-side look at scores, pricing and features — with RECATOOLS' ASEAN-aware verdict for each.
Oracle Fusion AI Agents
AI agents baked into Oracle Fusion ERP, HCM, SCM and CX
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SAP Joule
SAP's AI copilot and agent builder, priced per action across FUEs
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Workday Illuminate
Flex-Credit AI agents across Workday HR and Finance
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ServiceNow Now Assist
GenAI built into ServiceNow ITSM, CSM and HR workflows
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| RECATOOLS Score | 6.9 / 10 | 7 / 10 | 7.3 / 10 | 7.5 / 10 |
| Capability | — | — | — | — |
| Value for money | — | — | — | — |
| Ease of use | — | — | — | — |
| ASEAN readiness | — | — | — | — |
| API quality | — | — | — | — |
| Pricing | Enterprise | Freemium | Enterprise | Enterprise |
| Free tier | AI Agent Studio included at no extra charge with a Fusion Cloud + EPM subscription | Joule Base included in standard SAP cloud subscriptions at no extra cost | No standalone free tier; Flex Credits allotment included with every subscription | No free tier; Now Assist GenAI is bundled into every ITSM tier |
| Paid from | — | Premium: AI Units, min. 100 units at 7 EUR/unit (~700 EUR/yr) | Custom enterprise pricing, roughly ~$34 PEPM base + Flex Credits | Est. $70-100/user (Foundation) to $160-200+/user (Prime), quote-only |
| Has API | ✓ | ✓ | ✓ | ✓ |
| Open source | ✗ | ✗ | ✗ | ✗ |
| Free to use | ✗ | ✓ | ✗ | ✗ |
| Users | — | — | — | — |
| Founded | 1977 | 1972 | 2005 | 2004 |
| Maker | Larry Ellison, Bob Miner, Ed Oates | Dietmar Hopp, Hasso Plattner, Claus Wellenreuther, Klaus Tschira, Hans-Werner Hector | Dave Duffield, Aneel Bhusri | Fred Luddy |
| Verdict | Oracle's bet is that AI belongs inside the applications finance, HR and supply-chain teams already run, not in a separate copilot — so the Payables Agent processes invoices where AP already lives, and the EPM Planning Ag... |
SAP Joule's real edge is depth, not breadth: it's grounded directly in a company's live S/4HANA, SuccessFactors, and Ariba data, which a bolt-on assistant can't match for organizations already running their business on S... |
Illuminate's clearest win is pricing legibility. Flex Credits, introduced September 2025, replace opaque per-agent SKUs with one fungible pool applied across any agent or platform feature and billed per action — 1 credit... |
The summarization and agent-assist pieces are the mature core here — years of production use across ITSM and CSM stand behind them, and they measurably trim handling time. The April 2026 shift to three tiers (Foundation,... |
| Full review → | Full review → | Full review → | Full review → |
Comparisons cover up to 4 tools. Scores are RECATOOLS editorial assessments; verify current pricing on each vendor's site.