Microsoft Copilot vs ChatGPT
A side-by-side look at scores, pricing and features — with RECATOOLS' ASEAN-aware verdict for each.
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ChatGPT
OpenAI's assistant, now on GPT-6, with Work agents and Codex built in
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| RECATOOLS Score | 8.5 / 10 | 9.2 / 10 |
| Capability | ||
| Value for money | ||
| Ease of use | ||
| ASEAN readiness | ||
| API quality | ||
| Pricing | Freemium | Freemium |
| Free tier | Free Copilot on the web, Windows, Edge and mobile within unpublished usage limits; Copilot Chat included with eligible Microsoft 365 work plans | Unlimited text chats with GPT-6 Luna (abuse guardrails apply); limited uploads, images, voice, deep research, Codex and Work |
| Paid from | $9.99/mo (Microsoft 365 Personal with Copilot), business add-on $30/user/mo paid yearly | SGD 11/month (Go, Singapore price); Plus $20/month; Pro from $100/month |
| Has API | ✓ | ✓ |
| Open source | ✗ | ✗ |
| Free to use | ✓ | ✓ |
| Users | ~420M monthly active users across all Copilot surfaces (Microsoft, Q1 2026) | ~900M weekly active users (1B+ monthly active app users as of mid-2026) |
| Founded | 2023 | 2022 |
| Maker | Microsoft | OpenAI |
| Verdict | Copilot is the AI most office workers meet first, because it already sits inside Windows, Outlook, Word and Teams. The licensed business version grounds answers in a company's own mail, files and meetings through Work IQ... |
ChatGPT remains the default general-purpose assistant: GPT-6 since October 2026, Intelligent UI answers, voice, images, deep research, and ChatGPT Work and Codex for longer agent jobs, all in one app. The free plan now o... |
| Full review → | Full review → |
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Comparisons cover up to 4 tools. Scores are RECATOOLS editorial assessments; verify current pricing on each vendor's site.