TWD cheque words converter. NTD → Traditional Chinese capital cheque format (新臺幣壹仟貳佰元整). Taiwan banking standard.
TWD Cheque Words (新台幣大寫)
How to use
Enter TWD amount
NTD is usually whole-yuan only (no decimals).
Read the capital wording
Auto-generates Traditional Chinese cheque format (新臺幣壹仟貳佰元整).
Copy to clipboard
Paste into Word, eCheque templates, etc.
Verify your hand-written cheque
The cheque itself must be hand-written by the issuer — this tool is for verification only.
TWD Cheque Words: Taiwan Bank Standard Format
New Taiwan Dollar (TWD) cheques must spell amounts in Traditional Chinese capital characters — a standard required by Taiwan\'s Central Bank and Bank Association. Rules are essentially identical to HK + mainland (anti-tampering motive); only the prefix differs — 新臺幣 (note: 臺 not 台 in formal docs) rather than 港幣 or 人民幣.
Key rules
(1) Capital characters 壹貳叁肆伍陸柒捌玖拾佰仟萬億 (Traditional). (2) 整 after whole-yuan amount. (3) Normally no decimal (TWD has none in practice). (4) Same zero-fill rules: 1,004 = 壹仟零肆元. Tool handles all automatically.
ASEAN Chinese use cases
SG + MY + ID Chinese businesses wiring funds to Taiwan, signing Taiwan-counterparty contracts, or doing Taiwan investments. Also for cross-strait family gifts + milestone-birthday red packets.
10 Facts about TWD Cheque Words
The formal character is "臺" (not "台") — naming dates to the Kuomintang government's 1949 relocation to Taiwan.
TWD bank cheques have no decimals — NTD has no fen/cent unit; whole yuan only.
TWD cheques require both capital + Arabic numerals; when they disagree, capital wording wins.
Taiwan formal documents (judiciary, legislature, government) use 臺; informal use of 台 is also accepted. Tool uses the formal version.
10 must be written 壹拾 — same rule as HKD + RMB. Commercial legal requirement.
TWD cheque use dropped 40% from 2020 to 2024 — due to digital payment uptake. But B2B large amounts, government docs, and legal papers still use paper cheques.
HKD, RMB, TWD share the same capital characters (壹貳叁...); only the prefix differs. All three share the "Chinese capital words" tradition.
Taiwan government docs use formats like 新臺幣壹拾貳萬參仟肆佰伍拾元整 — demonstrating the full Traditional capital convention.
SG/MY/ID businesses wiring to Taiwan typically need foreign-currency declaration form + TWD capital amount dual-filled.
Pairs with RT-CHN-028 (HKD), RT-CHN-009 (RMB), RT-CHN-027 (number-to-hanzi) — one-stop for Greater China financial documents.
Frequently Asked Questions
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Same character, different forms. 臺 is the traditional original; 台 is a simplified variant. Formal docs + currency use 臺; daily use 台. Tool outputs 新臺幣 (formal).
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NTD has no fen in practice — only whole yuan. 角 (0.1) and 分 (0.01) existed at 1949 issuance but were retired by the 1980s.
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No.
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Prefix differs (新臺幣 vs 港幣). Rules same; TWD has no decimal in practice.
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兆 level (~9,999 quadrillion). Far beyond any real transaction.
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Yes — Taiwan Bank Association requires capital words as primary + Arabic as secondary on every cheque.
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Capital wording wins — same rule as HK + mainland. In practice banks bounce + request re-issue.
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Yes — eCheques also show capital wording, auto-generated by the bank system.
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No. Taiwan banks require hand-written wording — printed or sticker = tampering indicator.
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Yes. SG/MY/ID Chinese businesses making large TWD remittances often need capital amount declarations.
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