Puzzle vs Pilot
A side-by-side look at scores, pricing and features — with RECATOOLS' ASEAN-aware verdict for each.
Puzzle
AI-native general ledger for startups, with real-time burn and runway
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Pilot
AI-assisted bookkeeping, tax and CFO services for US start-ups
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| RECATOOLS Score | 7 / 10 | 6 / 10 |
| Capability | ||
| Value for money | ||
| Ease of use | ||
| ASEAN readiness | ||
| API quality | ||
| Pricing | Subscription | Subscription |
| Free tier | No free plan. Starter is free for the first 2 months | — |
| Paid from | From $30/mo (Starter, monthly billing); $24/mo billed yearly | $99/month (Essentials, up to $100,000 monthly expenses) |
| Has API | ✗ | ✗ |
| Open source | ✗ | ✗ |
| Free to use | ✗ | ✗ |
| Users | — | — |
| Founded | — | 2017 |
| Maker | Independent (Puzzle Financial Inc.) | — |
| Verdict | Puzzle is a well-designed ledger for venture-backed US startups that want live financial metrics and heavy automation with a human reviewer in the loop, and its pricing is transparent. It is in transition: its accounting... |
Pilot is a managed back office for US start-ups and small businesses: bookkeeping, tax filing, fractional CFO work and outsourced operations, delivered by Pilot staff on top of its own AI Accountant software. Essentials,... |
| Full review → | Full review → |
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Comparisons cover up to 4 tools. Scores are RECATOOLS editorial assessments; verify current pricing on each vendor's site.