Real Estate
Defer-or-pay analysis with full boot-exposure surfacing and step-up-at-death framing.
STR cash flow vs LTR side-by-side — with STR-specific operating cost reality.
David Greene's capital-recycling strategy — tests whether your deal is truly "infinite return".
Leveraged rental yield
70% rule + flip P&L
Points + interest carry + flip profit
Equity by year from paydown + appreciation
Net housing cost + cash-on-cash return
Rent credits, net price + the premium you pay
Rent vs buy decision framework
NYT-style total cost comparison with opportunity-cost-of-down-payment built in.
Full BiggerPockets-style analyzer — NOI, cap rate, CoC, with 1%-rule + 50%-rule checks.
CoC + cap rate + total ROI
Renovation cost vs resale uplift
Quick rental screening metric
Vacant units ÷ total + lost income
Hong Kong has charged every flat buyer the same stamp duty rates since 2024
Since 28 February 2024 every buyer of a Hong Kong flat pays the same ad valorem stamp duty rates. The 2026 tab...
SA
3 Oct
Is Rent Really Dead Money? What a Lease Costs You
"Rent is dead money" ends most rent-versus-buy conversations before the arithmetic starts, because it sounds l...
DA
8 Aug
When Does an HDB Lease Start Affecting Your Loan?
Lease decay gets filed with rising sea levels — real, distant, somebody's problem eventually. But the rule tha...
DA
8 Aug
Cap Rate, BRRRR and Which Property Metrics Travel
Cap rate, cash-on-cash and net operating income are arithmetic — they work on any building in any currency. BR...
DA
8 Aug